We understand the diverse insurance needs involved in infrastructure and construction – the construction itself, the people, the transport of critical cargo, delay in start-up, and the environment – and our cross-lines approach coupled with our industry knowledge satisfies those needs. Our engineers have the industry experience to help clients control the risks, and our claims professionals have years of experience with complex, multi-party claims.
Our broad business appetite is backed by strong capacity, and we have substantial experience insuring infrastructure and construction across a spectrum of high-end project types:
We understand and can arrange insurance for multiple delivery methods of construction projects, from principle controlled, to subcontractors and everything in between.
Liberty has the business appetite, capacity (US$150 million PML) and in-depth understanding of technically complex risks to provide effective insurance cover for major infrastructure and construction projects. At the other end of the scale, we also provide comprehensive cover - especially multi-product solutions - to smaller and less complex projects.
We have an in-depth understanding of the financial implications of projects' delay in start-up (DSU). In the event of DSU, our cover is designed to help protect the financial viability of the project (from the owner's perspective), and to help ensure successful financing of private sector and private/public sector projects (from the lender's perspective).
At a glance:
Effective insurance of a large construction or infrastructure project requires significant capital, long-term commitment and proven industry experience. Liberty brings all of these to the table and offers a suite of PI insurance policies for major construction and infrastructure projects.
Visit the Professional Indemnity page for more information, collateral and content.
The financial and business interruption implications following an environmental incident can be significant, especially when the event generates substantial publicity. More prescriptive and stringent legislation, heightened media and community awareness, along with the possibility of delayed and protracted ‘long-tail’ claims, make businesses of all kinds increasingly vulnerable either as the cause or the victim of an environmental incident.
Visit the Environmental Impairment Liability page for more information, collateral and content.
Liberty’s Project Cargo and Marine Delay in Start-up products protect against financial loss if transit risk results in a delay to the start-up of a project. Such delays can have a significant effect on a project’s earning capacity and appropriate insurance is prudent, if not crucial.
Visit the Marine page for more information, collateral and content.
To provide liability cover on a major construction or infrastructure project, you need the business appetite, industry knowledge and experience to handle multiple parties and complex risks. Liberty has these capabilities.
Visit the Primary Liability page for more information, collateral and content
Liberty offers a range of surety bonds and guarantees - an alternative to bank guarantees - tailored to the insurance needs of clients in infrastructure and construction, including complex public private partnerships. Time is precious, and bonds are often required at short notice. We prioritise timely bond issuance, working quickly and efficiently, so you can focus on running your business.
Visit the Surety page for more information, collateral and content.
Even when a business factors in how variations in weather will affect its earnings, unexpected extreme weather events present their own risks. Liberty offers Weather Index products that provide cover predicated upon weather conditions set out in the policy documents. This includes products specifically designed for construction companies, outdoor event operators and forestry plantations.
Visit the Weather page for more information, collateral and content
Liberty's Group Personal Accident and Sickness cover provides a valuable pathway to help protect people from unexpected events and provides them with financial security, such as one that leaves an individual unable to work or participate in other activities for an extended period of time. Our standard product is far from standard in scope and we have tailored our product to give customers maximum reassurance with a minimum of fuss.
Visit the Accident & Health page for more information, collateral and content
Our Underwriting Team
With my vast experience in Property, Construction and Energy classes of insurance, I'm responsible for running our WA portfolio.
Our Underwriting Team
My goal is the same as Liberty's – to provide the best recall solution in the Australian market, and to further tailor this to suit a client's individual needs.
Our Underwriting Team
I'm dedicated to understanding my clients' individual circumstances to provide tailored solutions that meet their requirements.
Our Underwriting Team
With over 15 years' experience in Casualty Underwriting, I still look forward to finding solutions for the different risks that come across my desk every day.
Our Underwriting Team
With close to two decades of experience in insurance litigation, I bring a unique perspective to resolving complex claims quickly and efficiently, while working collaboratively with stakeholders to ensure optimal...
Our Underwriting Team
I have worked on risk appraisals of some of Australia's largest industrial projects.
Our Underwriting Team
With over 10 years experience in Casualty, I'm extremely passionate about working with our clients to provide tailored solutions that best meets their needs.
Our Underwriting Team
I've built strong relationships with our clients for more than 10 years, working with them side-by-side to achieve the best commercial outcomes possible.
Our Underwriting Team
I am passionate about supporting our clients to provide assurance for projects that shape and change our communities.
Our Underwriting Team
Over the last decade, I have seen first-hand the need for Environmental Impairment Liability increase due to the evolving environmental regulations and gaps in traditional insurance coverages.
