Primary Liability

Primary Liability

We are committed to developing products to keep pace with and protect our clients from an increasingly litigious business environment, and our manuscript wordings reflect this.

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Casualty Team
Alan Murphy - Assistant Vice President & Casualty Manager, Public Sector

Alan Murphy

Assistant Vice President & Casualty Manager, Public Sector
T: +61 2 8298 5828

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Andrew Carr - Senior Underwriter, Casualty

Andrew Carr

Senior Underwriter, Casualty
T: + 61 8 8124 8509

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Cameron Hill - Senior Underwriter, Casualty

Cameron Hill

Senior Underwriter, Casualty
T: +61 2 8047 3361

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Daniel Hingston - Assistant Vice President & VIC Casualty Manager

Daniel Hingston

Assistant Vice President & VIC Casualty Manager
T: +61 3 9619 9815

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Dominic Fogarty - Senior Vice President, Casualty

Dominic Fogarty

Senior Vice President, Casualty
T: +61 8 8124 8501

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John Campbell - Vice President, Casualty

John Campbell

Vice President, Casualty
T: +61 2 8298 5839

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John Nicholls - Casualty Manager - NSW

John Nicholls

Casualty Manager - NSW
T: +61 2 8298 5929

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Mark Wagner - Assistant Vice President - Queensland Casualty Manager

Mark Wagner

Assistant Vice President - Queensland Casualty Manager
T: +61 7 3235 8802

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Matthew Johns - Assistant Vice President, Casualty & SA Branch Manager

Matthew Johns

Assistant Vice President, Casualty & SA Branch Manager
T: +61 8 8124 8508

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Michael McCarthy - Senior Underwriter, Casualty

Michael McCarthy

Senior Underwriter, Casualty
T: +61 2 8298 5996

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Neville Zelinka - Senior Underwriter & Casualty Manager, WA

Neville Zelinka

Senior Underwriter & Casualty Manager, WA
T: +61 8 6188 9502

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Noel MacCarthy - EVP & Senior Vice President, Casualty, Asia Pacific and Chief Underwriting Officer, Global Casualty

Noel MacCarthy

EVP & Senior Vice President, Casualty, Asia Pacific and Chief Underwriting Officer, Global Casualty
T: +61 2 8298 5807

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Paul Milliken - Senior Underwriter, Casualty

Paul Milliken

Senior Underwriter, Casualty
T: +61 3 9619 9810

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Richard Slawek - Senior Underwriter, Casualty

Richard Slawek

Senior Underwriter, Casualty
T: +61 7 3235 8810

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Combined General & Products Liability (CGL)

At a glance:

  • US$50m capacity
  • Worldwide jurisdiction 
  • Financial loss coverage available (as an endorsement to a CGL policy).

Marine & General Liability (MGL)

At a glance:

  • Developed specifically for marine-related exposures
  • Coverage up to the policy limit in respect of vessels or property in the care/custody/control of the insured for the purposes of being worked on.

Project-Specific Construction Liability

At a glance:

  • Any construction period (including those >5 years)
  • Up to 10 years’ Maintenance/Defects Liability and/or Completed Operations cover
  • Track record in offshore oil and gas.

Statutory Liability

At a glance:

  • Made available as an add-on to a General & Products Liability policy
  • Cover for civil fines and penalties.

Programme & Facilities

Cartage Contractors Facility

Protecting your business is as important as safely transporting goods. That’s why your cartage client needs an insurance policy that is specifically designed to protect against a broad range of liability exposures.

Liberty has been providing this specialised cover to the Australian market for over 9 years. The team at Liberty partner with Transport & General Insurance Brokers and have in-depth knowledge of the particular risks faced by transport businesses. This allows us to respond dynamically to changes in the transport industry, anticipate industry-specific insurance needs and craft robust solutions to reduce our client’s exposure. 

Significant policy limits available

Liberty's Commercial General Liability policy, tailored especially for the cartage carriers industry, has an overall capacity of $50m and automatically includes enhanced including care custody and control of $100,000 sub-limit.

Covered occupations

Coverage tailored to accommodate small to medium cartage contractors who can operate Australia wide, including incidental activities, can be considered on a declared basis. 

Optional policy enhancements

When purchasing a cartage carriers liability policy you can also apply for the following policy enhancements:

  • Statutory Fines & Penalties up to $5,000,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyglobalgroup.com

Demolition & Asbestos Removal

Demolition and asbestos removal is difficult, dangerous and specialised work. That’s why your client needs an insurance policy that is specifically designed to protect against a broad range of liability exposures.

Liberty has been providing this specialised cover to the Australian market for over 15 years. Our team of specialist underwriters, claims and risk management staff know the industry, the risks and the Australian regulatory environment.

Significant policy limits available

  • $50,000,000 for General Liability
  • $20,000,000 for Asbestos Liability
  • $500,000 for Errors & Omissions

Covered occupations

Coverage tailored to a wide range of building industry related occupations, including but not limited to:

  • Demolition contractors
  • Excavation, earthmoving and site clearing contractors
  • Salvage & salvage sales operations
  • Shoring & underpinning contractors
  • Asbestos removal and transportation contractors
  • Incidental activities can be considered on a declared basis

Optional policy enhancements

When purchasing a Liberty Demolition & Asbestos Removal Liability policy you can also apply for the following policy enhancements:

  • Coverage for statutory fines & penalties up to $2,000,000 with no deductible and no asbestos exclusion
  • Coverage for shoring & underpinning up to full policy limit
  • Coverage for transportation of asbestos

For further information please contact

Edith Williamson
02 8298 5902
edith.williamson@libertyglobalgroup.com

Equine & Adventure Leisure Programme

Protecting your business is as important as being responsible for healthy horses and safe adventure activities.

Liberty has more than a decade of experience working with the equine and adventure leisure industry and has developed specific insurance cover available through Affinity Insurance Brokers that aims to meet the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance programme required to help reduce exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy, tailored especially for the equine and adventure leisure industry, has an overall capacity of $50m and automatically includes enhanced cover for:

  • Financial loss $2,000,000 limit of liability
  • Statutory fines & penalties $2,000,000 limit of liability
  • Care custody and control of $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of equine and adventure leisure activities, including but not limited to:

  • Agistment facilities
  • Equine coaches and trainers
  • Equine dentists
  • Arena Instruction
  • Riding lessons
  • Archery
  • Canoeing/kayaking
  • Abseiling/climbing
  • Four wheel driving

Optional policy enhancements

When purchasing a Liberty equine and adventure leisure liability policy, you can also apply for the following policy enhancements:

  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $20,000,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyglobalgroup.com

Heavy Machinery Insurance Solutions (HMIS) Facility

Protecting your business is as important as safely operating machinery.That’s why your client needs an insurance policy that is specifically designed to protect against a broad range of liability exposures.

Liberty has been providing this specialised cover to the Australian market for over nine years, available exclusively through Steel Pacific Insurance Brokers. Our team of specialist underwriters, claims and risk management staff know the industry, the risks and the Australian regulatory environment.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the heavy machinery industry has an overall capacity of $50m and automatically includes enhanced cover for:

  • Care custody and control of $250,000 sub-limit
  • Vibration removal & weakening of supports up to the full policy limit

Covered occupations

Coverage is tailored to a wide range of heavy machinery activities within the industry, including but not limited to:

  • Excavation
  • Earthmoving
  • Trenching
  • Open-cut quarrying
  • Plant hire
  • Mobile plant & equipment

Optional policy enhancements

When purchasing a Liberty heavy machinery Liability policy you can also apply for the following policy enhancements:

  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $500,000
  • Driving risk endorsement

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyglobalgroup.com

Horticultural Programme

Protecting your business is as important as creating beautiful gardens.

Liberty has more than 15 years’ experience working with the horticulture industry and had developed specific insurance cover available through Fitzpatrick’s & Co Insurance Brokers that meets the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance programme require to help reduce your exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the horticultural industry has an overall capacity of $50m and automatically includes enhanced cover for:

  • Financial loss $500,000 limit of liability
  • Statutory fines & penalties $2,000,000 limit of liability
  • Care, custody and control $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of gardeners and treeloppers within the industry, including but not limited to:

  • Tree surgeons
  • Tree inspectors
  • Consultants
  • Stump removal
  • Wood chippers
  • Tree fellers
  • Forestry gardeners
  • Groundsman
  • Landscape gardeners
  • Lawn mowing

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $20,000,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyiu.com

Mining Contractors Facility

Mining Contractors can undertake dangerous and specialised work.That’s why your client needs an insurance policy that is specifically designed to protect against a broad range of liability exposures.

Liberty has been providing this specialised cover to the Australian market for over 9 years, and it’s available exclusively through Steel Pacific Insurance Brokers. Our team of specialist underwriters, claims and risk management specialists know the industry, the risks and the Australian regulatory environment.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the mining contractors industry has an overall capacity of $50m and automatically includes care custody and control of $250,000 sub-limit.

Covered occupations

Coverage tailored to a wide range of Mining Contractors related occupations both above and underground, including but not limited to:

  • ERZ controllers
  • Mine deputies,
  • Trainers
  • Supervisors
  • Engineers
  • Diesel fitters
  • Drilling and blasting contractors

Optional policy enhancements

When purchasing a Liberty Mining Contractors Liability policy you can also apply for the following policy enhancements:

  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $500,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyglobalgroup.com

Security Programme

Ensuring the security and the safety of other people’s property is your business; protecting your security company is ours.

With more than a decade of experience working in the security industry the team at Liberty International Underwriters partner with One Underwriting and have in-depth knowledge of the particular risks faced by security businesses. This allows us to respond dynamically to changes in the security industry, anticipate industry-specific insurance needs and craft robust solutions to reduce our client’s exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy is tailored for the security industry with an overall capacity of $50m. It automatically includes enhanced cover for:

  • Financial loss $2,000,000 limit of liability
  • Statutory fines & penalties $2,000,000 limit of liability
  • Care custody & control $250,000 sub limit
  • Loss of keys $250,000 sublimit or $500,000 for ASIAL members

Covered occupations

Coverage tailored to a wide range of security activities within the industry, including but not limited to:

  • Static guarding
  • Body guards
  • Alarm design
  • Alarm installation
  • Alarm monitoring
  • CCTV
  • Locksmiths
  • Private investigation
  • Training

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

  • Cash in transit/cash in safe up to $250,000
  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $20,000,000
  • Loss of keys up to $500,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848
frank.salvatore@libertyglobalgroup.com

Stockfeed Manufacturer

We specialise in liability insurance for the stockfeed manufacturers industry of Australia and have been providing tailored insurance solutions in this segment for over 15 years through Griffiths Goodall Insurance Brokers.

Our team of specialist Underwriters, Claims and Risk Engineering staff have a wealth of expertise within this industry.

Significant policy limits available

  • $50,000,000 for General & Products Liability
  • Up to $50,000,000 for a Combined Liability Policy which provides Section 1 – General & Products Liability cover and Section 2 - Civil Liability Professional Indemnity Insurance (maximum $10,000,000 on Professional Indemnity)

Optional policy enhancements

When purchasing a Liberty Stockfeed Combined General & Products Liability policy you can also apply for the following policy enhancements:

  • Coverage for statutory fines & penalties up to $5,000,000 with no deductible
  • Coverage for financial loss up to $25,000,000 with a $10,000 deductible

For further information please contact

Bree Scorsis
Underwriter, Casualty
03 9619 9821
bree.scorsis@libertyglobalgroup.com