Programs and Facilities

Demolition and asbestos removal is difficult, dangerous and specialised work. That’s why your client needs an insurance policy that is specifically designed to protect against a broad range of liability exposures.

Liberty has been providing this specialised cover to the Australian market for over 15 years. Our team of specialist underwriters, claims, and risk management staff know the industry, the risks, and the Australian regulatory environment.

Significant policy limits available

• $50,000,000 for General Liability
• $20,000,000 for Asbestos Liability
• $500,000 for Errors & Omissions

Covered occupations

Coverage tailored to a wide range of building industry-related occupations, including but not limited to:

• Demolition contractors
• Excavation, earthmoving, and site clearing contractors
• Salvage & salvage sales operations
• Shoring & underpinning contractors
• Asbestos removal and transportation contractors
• Incidental activities can be considered on a declared basis

Optional policy enhancements

When purchasing a Liberty Demolition & Asbestos Removal Liability policy you can also apply for the following policy enhancements:

• Coverage for statutory fines & penalties up to $2,000,000 with no deductible and no asbestos exclusion
• Coverage for shoring & underpinning up to full policy limit
• Coverage for transportation of asbestos

Protecting your business is as important as being responsible for healthy horses.

Liberty has ten years of experience working with the equine industry and has developed specific insurance cover available through Affinity Insurance Brokers that aims to meet the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance program required to help reduce your exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy, tailored especially for the equine industry, has an overall capacity of $50m and automatically includes enhanced cover for:

• Financial loss $2,000,000 limit of liability
• Statutory fines & penalties $2,000,000 limit of liability
• Care custody and control of $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of equine activities, including but not limited to:

• Agistment facilities
• Equine coaches and trainers
• Equine dentists
• Arena Instruction
• Riding lessons

Optional policy enhancements

When purchasing a Liberty equine liability policy, you can also apply for the following policy enhancements:

• Statutory fines & penalties up to $5,000,000
• Financial loss up to $20,000,000

Protecting your business is as important as creating beautiful gardens.

Liberty has more than 20 years of experience working with the horticulture industry and had developed specific insurance cover available through Fitzpatrick’s & Co Insurance Brokers that meets the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance program required to help reduce your exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the horticultural industry has an overall capacity of $50m and automatically includes enhanced cover for:

• Financial loss $500,000 limit of liability
• Statutory fines & penalties $2,000,000 limit of liability
• Care, custody and control $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of gardeners and tree loppers within the industry, including but not limited to:

• Tree surgeons
• Tree inspectors
• Consultants
• Stump removal
• Wood chippers
• Tree fellers
• Forestry gardeners
• Groundsman
• Landscape gardeners
• Lawn mowing

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

• Statutory fines & penalties up to $5,000,000
• Financial loss up to $20,000,000

Our Recruitment & Labour Industry Program provides tailored insurance solutions for organisations operating within the labour hire, training and recruitment industry. This program allows for coverage to specialised clients’ needs, providing a suitable package for any situation across a range of liabilities, in partnership with Wellington Underwriting Agencies.

Our comprehensive package automatically includes Broadform Liability and Professional Indemnity, with the option to further tailor the offering to better suit our client’s needs.

Covered occupations

Coverage tailored to a wide range of labour industry activities, including but not limited to:

• Labour hire organisations
• Recruitment
• Training organisations

Optional policy enhancements

When purchasing a Liberty Recruitment & Labour Industry Liability policy you can also apply for the following policy enhancements:

• Directors & Officers Liability
• Employment Practice Liability
• Cyber
• Commercial Legal Expenses

For further information please contact

Natalie Manton
Portfolio Manager, Portfolio Solutions
+61 7 3235 8814
casualtyprogrammes@libertyglobalgroup.com

Ensuring the security and the safety of other people’s property is your business; protecting your security company is ours.

With more than a decade of experience working in the security industry the team at Liberty partner with One Underwriting and have in-depth knowledge of the particular risks faced by security businesses. This allows us to respond dynamically to changes in the security industry, anticipate industry-specific insurance needs, and craft robust solutions to reduce our client’s exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy is tailored for the security industry with an overall capacity of $50m. It automatically includes enhanced cover for:

• Financial loss $2,000,000 limit of liability
• Statutory fines & penalties $2,000,000 limit of liability
• Care custody & control $250,000 sub-limit
• Loss of keys $250,000 sub-limit or $500,000 for ASIAL members

Covered occupations

Coverage tailored to a wide range of security activities within the industry, including but not limited to:

• Static guarding
• Bodyguards
• Alarm design
• Alarm installation
• Alarm monitoring
• CCTV
• Locksmiths
• Private investigation
• Training

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

• Cash in transit/cash in safe up to $250,000
• Statutory fines & penalties up to $5,000,000
• Financial loss up to $20,000,000
• Loss of keys up to $500,000

We specialise in liability insurance for the stockfeed manufacturers industry of Australia and have been providing tailored insurance solutions in this segment for over 20 years through PSC Griffith Goodall Insurance Brokers.

Our team of specialist underwriters, claims, and risk engineering staff have a wealth of expertise within this industry.

Significant policy limits available

• $50,000,000 for General & Products Liability
• Up to $50,000,000 for a Combined Liability Policy which provides Section 1 – General & Products Liability cover and Section 2 - Civil Liability Professional Indemnity Insurance (maximum $10,000,000 on Professional Indemnity)

Optional policy enhancements

When purchasing a Liberty Stockfeed Combined General & Products Liability policy you can also apply for the following policy enhancements:

• Coverage for statutory fines & penalties up to $5,000,000 with no deductible
• Coverage for financial loss up to $25,000,000 with a $10,000 deductible