Liberty recognises professionals’ need for comprehensive protection from litigation, and offers a suite of products to suit a range of situations.

Liberty’s Professional Indemnity (PI) suite includes a civil liability protection product catering to a diverse range of general professions (Civil Liability PI), as well as indemnity products for construction-specific professions (Construction Projects PI, Construction Consultants PI and Design & Construct PI).

Our innovative Principal-controlled PI product is designed to give project principals improved control over their cover, and our under-one-roof PI/Combined General Liability (CGL) product is ideal for professionals in small to medium enterprises with a need for PI cover as well as incidental liability protection.

Civil Liability

Professional Indemnity

Liberty’s Civil Liability PI protects clients across a wide range of professions against claims arising from injury, property damage or financial loss.

At a glance
Designed for a range of professionals including (but not limited to)
Downloads
Civil Liability Product Profile AU
Civil Liability Technical Specifications AU (03-11)
Helpful content
Video: How Liberty's risk engineer's support our Professional Indemnity clients

Construction Consultants

PI Construction Consultants

Cost pressures, tight timeframes and project complexity - project consultants must cope with these while minimising risk and exposure to third-party litigation. Liberty can help.

At a glance
Suited (but not limited) to
Downloads
Construction Consultants PI Technical Specifications AU (03-11)
Construction Consultants PI Technical Specifications AU (03-11)
Helpful content
Video: How Liberty's risk engineer's support our Professional Indemnity clients

Construction Projects

Project Specific Construction Liability

The global infrastructure boom brings economic benefits for developers and design and construction companies, but there’s a sting in its tail: the exposure to litigation risk.

At a glance
Downloads
Construction Projects PI Claims Example AU - Burnley Tunnel
Construction Projects PI Proposal Form AU
Helpful content
Video: How Liberty's risk engineer's support our Professional Indemnity clients

Design & Construct Contractors

PI Design & Construct

Providing multidisciplinary services exposes design and construct (D&C) firms to a host of liability risks. Liberty has the solution.

At a glance
Downloads
Design & Construct Contractors PI Proposal Form AU
Design & Construct Contractors Technical Specifications AU (01-21)
Helpful content
Video: How Liberty's risk engineer's support our Professional Indemnity clients

Principal Controlled

Principal Controlled

Project principals are vulnerable to a range of potential risks – cost blowouts, missed deadlines, lost revenue, negative press, among others – that may result from a mistake by a contractor or consultant in the performance of their professional services. Relying on contractors’ professional indemnity (PI) cover may not be protection enough if: their cover includes loss mitigation or cross liability; they breach their policy conditions or fail to meet their duty of disclosure; and if the limit is eroded or exhausted by other third party claims and legal defence costs.
Liberty’s Principal-controlled PI product hands control back to the principal.

At a glance
Downloads
Principal Controlled PI Product Profile AU
Professional Indemnity Claim Form AU
Helpful content
Video: How Liberty's risk engineer's support our Professional Indemnity clients